Pay with stablecoins in one scan

Published on Oct 7, 2026Updated on Oct 7, 20263 min read

Scan to Pay is an OKX Pay feature that lets you pay merchants by scanning their payment QR code. Choose USDG, USDT or USDC from your Pay account, review the rate, and confirm. The merchant receives payment in the currency they accept. It is now available in 10 markets. More Payment QR code will be supported in the future.

Supported markets and their QR standards:

Country

QR Standard

Singapore (SG)

GrabPay

Vietnam (VN)

VietQR

Philippines (PH)

QR Ph

Indonesia (ID)

QRIS

Argentina(AR)

Transferencias 3.0

Peru(PE)

Yape and PLIN QR

Columbia(CO)

Bre-B

Laos (LA)

Lao QR (BCEL OnePay)

Mongolia (MN)

QR-Qpay

Cambodia (KH)

KHQR

The scanner shows the QR type label below the viewfinder, so you can confirm which local network you are paying into before you proceed.

Why use Scan to Pay?

  • Scan any payment QR code: Static or dynamic codes both work, at shops, cafés, restaurants and malls.

  • Pay in seconds: Scan, confirm, sign with your Passkey, and you're done.

  • No fees: Scan to Pay doesn't charge gas fees or transaction fees.

  • Transparent rates: You see the real-time conversion rate before you confirm every payment.

  • You stay in control: You sign every transaction with your own Passkey.

How to use Scan to Pay

FAQ

1. How do I open the QR scanner?

You can open the scanner from:

  • OKX App homepage — the Pay icon in the top-right navigation bar, then select Scan icon

  • OKX App homepage — the Scan icon to the right of the search bar, which goes straight to the scanner

  • OKX Pay page — the Scan icon on the OKX Pay homepage

2. Can I upload a QR code instead of scanning it?

We recommend scanning the QR code directly rather than uploading a saved image, as the code may change over time.

3. Why does it sometimes say it is unavailable

Availability depends on your market and account eligibility. Some countries and regions are not currently supported.

4. Which tokens can I pay with?

You can pay with all stablecoins on X Layer in your Pay account. Other tokens and networks aren't supported yet.

5. How do I know if my payment went through?

  • Completed: The payment went through.

  • Declined: The merchant or payment processor declined it.

  • Pending (within 1 minute): The payment was processing. Please wait until it's completed or declined.

  • Pending (over 1 minute): There might be some technical issue. Please contact OKX Customer Support.

6. Are there any fees?

Scan to Pay doesn't charge gas fees or transaction fees.

7. Is there a limit on how much I can pay?

Yes, there are per-transaction, daily, and monthly limits.

8. Can I cancel a payment?

You can cancel any time before you sign with your Passkey: just close the signing window. Once you've signed, the transaction is recorded on-chain and can't be reversed.

9. What happens if a payment fails or is declined?

Your stablecoins is still in your Pay account.

10. Where can I see my payment history?

Go to Pay>Activity. Each payment shows its status, amount, conversion rate, time and merchant details.

Disclaimer

This content is provided for informational purposes only and may cover products that are not available in your region. It is not intended to provide (i) investment advice or an investment recommendation; (ii) an offer or solicitation to buy, sell, or hold crypto/digital assets, or (iii) financial, accounting, legal, or tax advice. Crypto/digital asset holdings, including stablecoins and NFTs, involve a high degree of risk and can fluctuate greatly. You should carefully consider whether trading or holding crypto/digital assets is suitable for you in light of your financial condition. Please consult your legal/tax/investment professional for questions about your specific circumstances. Information (including market data and statistical information, if any) appearing in this post is for general information purposes only. While all reasonable care has been taken in preparing this data and graphs, no responsibility or liability is accepted for any errors of fact or omission expressed herein.

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