What Are Structured Products? Explore the Expanded Suite in the OKX Singapore App

Structured products help investors put a specific market view into action through predefined terms that determine how a product generates yield, purchases an asset or reduces a position.

Our Structured Product suite has expanded in the OKX SG app. Eligible Accredited Investors and users who have unlocked access to derivatives can now access Fixed Coupon Products, Dual Investment, Accumulators and Decumulators in one place, wherever they are.

You can target regular coupons, earn while waiting to buy low or sell high, build a position progressively, or reduce exposure at predefined prices and intervals.

• Eligible Accredited Investors

• Users who have passed the derivatives questionnaire and unlocked derivatives access

A Fixed Coupon Product pays coupons at a rate fixed when you subscribe. You invest with a supported stablecoin or digital asset for a defined term and receive coupons on scheduled dates.

Bullish structures are generally funded with a stablecoin and can support a targeted entry into the underlying asset. Bearish structures are generally funded with a digital asset and can support a targeted exit. The exact result depends on the strike price, observation price and any knock-in or knock-out barriers in your order terms.

This product may suit you if regular coupons are central to your objective and you accept possible conversion or early termination. A higher coupon does not mean lower risk.

Dual Investment has two directions: Buy Low and Sell High. You select an asset pair, target price, term and amount. At expiry, you receive the agreed term yield, but the settlement asset depends on the market price at expiry relative to your target.

With Buy Low, you subscribe using a stablecoin. If the expiry price is at or below your target, your principal and yield are settled in the crypto asset at the target price. If the price remains above the target, you receive the stablecoin and yield.

Dual Investment can suit investors with a clear buy or sell price. It is not a limit order. You cannot cancel after subscription, and conversion at the target price can be less favourable than trading at the market price available at expiry.

An Accumulator builds a target asset position progressively. You commit the investment amount at the trade date, then a specified portion purchases the asset at the strike price on each observation date.

The strike price is typically below the market price at subscription. This can provide a disciplined schedule for building exposure, but it does not guarantee a lower cost than the future market price. If the asset falls below the strike, you may continue purchasing above the prevailing market price.

A Decumulator applies a similar scheduled structure in the opposite direction. It is designed for investors who want to reduce an existing crypto position or convert it into another asset over time at a predefined strike price that is higher than the current market price.

On each observation date, the relevant portion of your position is sold according to the agreed terms. If the reference price reaches the knock-out level, the product ends early and the remaining position is returned in the investment currency.

Start with the action you want the product to perform, not the displayed annualised rate.

Next, test the product against several market outcomes. Consider what happens if the price rises sharply, falls sharply or remains near the strike. Confirm the settlement currency, strike or target price, maximum term, observation schedule, barriers, early termination rules and whether you can accept receiving a different asset.

The expanded in-app experience lets eligible Accredited Investors, and users who have passed the derivatives questionnaire, review available products, compare live terms and subscribe from their phone. Structured Products are currently not available through the OKX web platform.

To explore the suite, open the OKX app and go to the Structured Products section (From the Homepage, click the top left Menu grid > click "Structured Products" under the "Earn and rewards" section > View details). Select the relevant product, review the market direction and order terms, enter your subscription amount, and confirm only after reading the payoff scenarios and risk disclosures.

Structured products are intended for customers who understand their payoff mechanics and can bear potential losses. Key risks include:

• No principal guarantee: the market value of the asset returned may be lower than your original investment.

• Conversion risk: your investment may settle in a different asset at a predefined price.

• Opportunity cost: you may buy above or sell below the market price available at settlement.

• Limited liquidity: funds are generally committed for the term and early redemption may not be available.

• Knock-in and knock-out risk: barrier events can change settlement or terminate a product early.

• Digital asset risk: crypto and stablecoins can experience volatility, liquidity stress or loss of value.

• Counterparty and platform risk: your return depends on the relevant OKX entity performing its obligations under the product terms.

Displayed APR or coupon rates should not be considered guaranteed profit or used as the only basis for selecting a product. Review the absolute term return, possible settlement assets and downside scenarios instead.

The expanded OKX Structured Product suite gives eligible Accredited Investors, and users who have passed the derivatives questionnaire, more ways to express a market view from the app. Fixed Coupon Products focus on periodic coupons, Dual Investment links yield to a target buy or sell price, and Accumulators and Decumulators create scheduled entry or exit plans.

The right product depends on your objective and acceptable outcomes. Before subscribing, understand the strike, barriers, observation schedule, settlement currency and worst-case scenario.

This content is provided for informational purposes only and does not constitute investment, tax or legal advice, or an offer or solicitation to buy, sell or hold digital assets or structured products. Structured products are not principal-guaranteed and may result in partial or substantial loss. Availability is restricted to eligible Accredited Investors, and users who have passed the derivatives questionnaire, and may vary by account or jurisdiction. Review the applicable product terms, order terms and risk disclosures before subscribing.